After his postdoctoral qualification (“Habilitation”) at the University of Passau, Prof. Gründl was Professor for Insurance and Risk Management at the Humboldt University Berlin from 1999 until 2010, before he moved to Goethe University Frankfurt in 2010 where he holds the Chair of Insurance and Regulation and serves as Managing Director of the International Center for Insurance Regulation (ICIR). Prof. Gründl’s main research interests lie in the area of insurance, insurance regulation and risk management. He has worked on the question of policyholders’ demand behavior under the possible risk of forgoing insurance benefits and on the resulting consequences for the regulation of insurance companies. Presently his research focuses on insurance regulation in order to strengthen the scientific basis for regulatory decisions. In his quantitatively oriented lectures he covers corporate finance, insurance economics, and the asset and liability management of insurance companies.

<Education> M.B.A, Marketing Research in Curtis L. Carlson School of Management, University of Minnesota (1986-1988, Minneapolis, Minnesota, USA) B.A., Applied Statistics in Yonsei University (1982-1986, Seoul, Korea)   <Professional Experience> September 2020 To present BNP Paribas Cardif Life Insurance President & CEO  August 2017 to August 2020 BNP Paribas Cardif Life Insurance Chief Business Development and Strategy Officer  September 2003 To February 2017 Genworth Mortgage Insurance Corporation Country Manager  2002 to 2003 Accolade Inc. Leading Consultant in Mortgage Banking  1999 to 2001 Newstate Capital Co., Ltd. Chief Operating Officer  1995 to 1999 John Henry Investment Corp. Executive Vice President (LosAngeles, California, USA)  1991 to 1995 Merit Credit Finance Co. General manager (LosAngeles, California, USA)

<Education> 1995.8 – 2001.5 University of Arizona, Tucson, Az USA  - Major : Mathematics in Ph.D. Program Concentration : Number Theory, Algebraic Geometry 1991.3 – 1995.2 Yonsei University, Seoul, Korea  - Major : Mathematics in Master degree Concentration : Number Theory, Finite Field Theory 1986.3 - 1991.2 Yonsei University, Seoul, Korea - Major : Mathematics in Undergraduate School <Professional Experience>  2001. 7 ~ 2004. 8 Samsung Life Insurance Company 2004. 9 ~ 2007.8 Korea Insurance Development Institute (KIDI) 2007. 9 ~ 2013. 3 Munich Re Korea Branch 2013. 4 ~ Present Korea Insurance Reseach Institute

<Education> Kyungpook National University, B.S. in Economics Korea University, M.S. in Business Administration   <Professional Experience>  1992.6. Joined the Insurance Supervisory Service 2015.12.~ 2018.1. Chief Representative of Frankfurt Office  2018.1.~ 2019.1. Director General of Non-Life Insurance Examination Department  2019.1.~ 2020.1. Director General of Insurance Products Review Department  2020.1.~ Present. Director General of Insurance Supervision Department

<Education> 1978-82 Hankuk Univ. of Foreign Studies (Seoul, Korea) English  1982-83 Univ. of Michigan (Ann Arbor, MI, USA) Economics  1985-87 Univ. of Pennsylvania (Philadelphia, PA, USA) Economics   1987-91 Wharton School, Univ. of Pennsylvania Insurance & Risk Management    <Professional Experience> 2006/6 - Present  Korea CPCU Chapter President  2010/9 - 2012/5  College of Commerce and Economics,KonKuk University (Seoul, Korea) Dean  2013/3 - 2013/6  Visiting Professor, Shanghai University (Shanghai, China) 2017/4 - 2018/3   Korea Risk Management Society President 2018/4 - 2018/7  Visiting Professor, Kyoto University (Kyoto, Japan) 2019/8 - 2020/8  APRIA(Asia Pacific Risk and Insurance Association) President 2020/5 - Present  Korea Insurance Academic Society President

<Education>  1982. 2  Buk-il Highschool 1989. 8  B.A. in English Literature, Sogang University    <Professional Experience> 2015.  3 ~ Present  Commissioner, Deliberative Committee, Fishery Disaster Insurance of Ministry of Oceans & Fisheries 2015.  5 ~ 2017.  5  Committee member, public-private partnership for disaster and safety control Committee, Ministry of the Interior and Safety 2016. 12 ~ Present Managing Director, General Insurance Division 1(P&C, Long-term Insurance), GIAK 2018.  3 ~ Present  Committee member, Insurance Expert Examination Management Committee, Financial Supervisory Services (FSS)  2018.  7 ~ Present  Secretary General, Seoul Organizing Committee for the 30th East Asian Insurance Congress  2019.  9 ~ Present  Committee member, Simplification of insurance policy language Committee, FSS 2019. 11 ~ 2021.11  Commissioner of the Committee for the scrutiny of self-regulations, FSS  2020.  5 ~ 2023. 5  Commissioner of the Discussion Committee for Disaster Relief Missions of the Pohang-Earthquake, Office for Government Policy Coordination