Education: 2008 Waseda University, Ph.D. of commerce 1987 – 1989 Keio University, Master’ degree from course of commerce at graduate school Career History: 04/2015 – Present Professor of Kansai University, Faculty of Policy Studies in Japan 09/1996 – 10/1997 Visiting Researcher of York University, Faculty of Economics in UK 04/ 1991 –03/2015 Lecturer, Associate Professor, Professor of Yamaguchi University, Faculty of Economics in Japan Specializing Field 1)Major works “The Changing Insurance Business” by Chuo Keizai-sha(2022), “A Theory of Life Security in the Era of 100-Year Life Spans” by Zeimu Keirinkai(2021), “Economic Analysis of Social Security in Aging Society” by Toyo Keizai Shinpo-sha(1997), all in Japanese 2)Position Former President of the Japanese Society of Insurance Science

Professor of Economics, Seoul National University Director, Center for Health and Finance, Seoul National University Commissioner, Presidential Committee on Ageing Society and Population Policy Commissioner, Presidential Committee for National Cohesion Commissioner, Social Security Committee

- Research Fellow, Korea Insurance Research Institute - Ph.D. in Economics, Indiana University

<Education> Graduation of Deokjin High School in Jeonju Graduated from Yonsei University's Department of Economics Master of Public Administration, Seoul National University <Experience> Financial Information Analysis Agency System Operation Planning Officer (2023) Head of Financial Innovation Planning Division of the Financial Services Commission (2021) Head of Financial Stability Support Group of the Financial Services Commission (2020)

<Belonging Company> KB Lifepartners Co.Ltd <RANK> Executive Life Partner <Education & Biography>Ι 1995 Graduated the Department of Business Administration in Yonsei University 1994 Marketing Brand Management in P&G KOREA 1998 Joined Prudential 1999.7 Senior Life Planner 2000.1 Consulting Life Planner 2002.1 Senior Consulting Life Planner 2003.7 Executive Life Planner 2008.7 Appointed the first Honorary Director <The Award-Winning> Prudential President Trophy Contest Bronze Prize 1998, Royal Bronze Prize 2000,2002,2004,2005 Silver Prize 1999,2001,2009, Gold Prize 2006,2007 (Total of 10 times) 2008 Kiyo Sakaguchi Golden Heart Memorial Award 2008 The Seoul Economies Daily 7th True insurance people Awards (Banking Committee Chairman Awards) 2008 Won the Excellence Award from the Individual sector at The Asian Economies Daily 1st ASIA PB Awards. 2000-2009 MDRT(Million Dollar Round Table) Achieve a permanent member 3W (More than 3 new contracts per week) Record of consecutive 300 weeks 2014 MDRT Honor Roll Member 2024 MDRT Quarter Century Member (5th in Korea) <Lectures and Activities Career> Instructor within the Prudential (Finance and Inheritance Planning) Lecture at financial institutions (KB Bank, NACF, Woori Bank, Heungkuk Life, PCA Life, Allianz Life Etc.) Numerous Finance Planning lectures at Oxy, Korn/Ferry International Etc. MDRT KOREA Finance subcommittee Chairman, International subcommittee Chairman , Prudential Company Chair 2008-2024 MDRT HQ numerous committee chairs and Gobal Council member 2023 MDRT Korea Secretary 2024 MDRT Korea President

<Education> Sogang University(BBA, 1982) Indiana University(MBA, Ph.D.(1989) <Career> Professor, Finance and Insurance, Kyung Hee University(1994-present) Co-Chairman of Life Insurance Social Contribution Committee(2019-present) Independent director of Korea Insurance Institute (2020-present) Editor-in-Chief, Journal of Insurance and Finance(2019-2023) President of Korea Insurance Academic Socirty(2013-2014) Chairman of Insurance Advisory Sub-Committee of Financial Supervisory Service(2014-2016) Member of Insurance Sub-Committee of Financial Services Commission(2010-2011) Independent Director(Seoul Guarantee Insurance, KB Non-Life, AIA Life, Korean Re) Research Fellow of Korea Insurance Development Institute(1990-1994))

Maya Yamazaki (山ざき摩) - Healthcare Consultant, Former Member of House of Representatives Healthcare Consultant at the Maya Yamazaki Office Former Executive Director of the Japan Nursing Association and Former Specially Appointed Professor at Asahikawa University Experience in Long-Term Care Insurance System: Since 1994, served as a committee member of the "Research Group on Elderly Care and Independence Support" of the Ministry of Health, Labour and Welfare, which outlined the framework of the long-term care insurance system. She has been involved in the creation and management of this system from the beginning, serving in various committees such as the Social Security Council's Long-Term Care Insurance Subcommittee, Long-Term Care Benefit Costs Subcommittee, and the Physical Restraint Zero Strategy Conference. Professional Roles: She has served as an Executive Director of the Japan Nursing Association, Executive Director of the Japan Home-Visit Nursing Promotion Foundation, Executive Director of the National Association of Home-Visit Nursing Services, Guest Professor at Asahikawa Medical University, Professor of Nursing at Iwate Prefectural University, and Specially Appointed Professor at Asahikawa University. Political Career: In 2009, she was first elected as a Member of the House of Representatives through the Hokkaido proportional representation block. She was re-elected for a second term in the early elections of 2021. During her time in office, she was active as a professional representative in committees such as the Health, Labour and Welfare Committee. Publications: Her recent works include "The World is Full of Challenges - A Journey Through Elderly Care in Europe & China," published in 2020 by Japan Medical Planning, as well as numerous other books and articles.

Gillian is an entrepreneurial and purpose driven professional, with over 20 years’ experience in financial services, including senior leadership and board level roles in B2C insurance broking and underwriting businesses in the UK. Gillian is an accountant and Fellow of the Association of Chartered Certified Accountants. Most recently, at Saga Plc, a UK business serving consumers aged 50+ with insurance and financial services products, holidays and cruises, Gillian founded and led the group-wide innovation team, evolving existing services, identifying opportunities and launching the Saga brand into new markets, leading all aspects of delivery, with her last role at Saga as CEO of a new technology driven venture. Gillian co-founded Fullspan Consulting with Lisa Edgar and Paula Kerrigan, to combine decades of corporate c-suite, ageing and older consumer experience and help other businesses understand shifting demographics, what happens to us as we age and what this means for both purchasing decisions and innovation opportunities to unlock commercial and social value from longevity.

BIO Kwan Ok Lee is an Associate Professor and Dean's Chair at the Business School at the National University of Singapore (NUS). She also serves as the Deputy Head in the NUS Department of Real Estate. Recognized for her teaching excellence, Kwan Ok has received numerous awards, including the Annual Teaching Excellence Award for 2016/2017, the Business School Teaching Excellence Awards for 2020/2021 and 2022/2023, and the School Teaching Excellence Awards for 2015/2016, 2016/2017, and 2018/2019. At the intersection of real estate and urban planning, Kwan Ok's research delves into housing and urban neighborhoods—the spaces where households reside and interact within geographically localized communities within a big city. Her current research interests include household residential choice, neighborhood dynamics, neighborhood effects, and housing affordability. Her recent work has been published in leading academic journals such as Nature Mental Health, the Journal of Urban Economics, Real Estate Economics, and Habitat International. Kwan Ok serves as Editor, Co-Editor, or Associate Editor of four prominent journals in the field of housing and urban planning, including Housing Studies, Territory, Politics, Governance, the International Journal of Urban Sciences, and the Journal of Housing and the Built Environment. She also sits on the editorial boards of nine peer-reviewed journals, including Housing Policy Debate and the Journal of Korea Planning Association. Additionally, she is a board member of the Asian Real Estate Society (AsRES) and represents AsRES on the International Real Estate Society Board. Her policy engagement encompasses collaborations with and consultation for leading international organizations and government bodies such as the Asian Development Bank, the World Bank, the Office of Policy Development and Research of the U.S. Department of Housing and Urban Development, the Urban Land Institute, the Ministry of Land, Infrastructure and Transport of South Korea, and the Singapore's Ministry of National Development. Through these efforts, she has facilitated knowledge transfer, securing around S$1.9 million in research grants. Prior to joining NUS, Kwan Ok received her PhD in Policy, Planning, and Development from the University of Southern California and a Master in Urban Planning from Harvard University. <NATIONAL UNIVERSITY OF SINGAPORE APPOINTMENTS> Deputy Head National University of Singapore, Department of Real Estate, NUS Business School, Singapore, Singapore1 Jul 2021 Dean’s Chair National University of Singapore, Department of Real Estate, NUS Business School, Singapore, Singapore1 Jul 2021 Associate Professor (with tenure) National University of Singapore, Department of Real Estate, NUS Business School, Singapore, Singapore1 Jul 2021 Assoc Professor BUSINESS, RST, SINGAPORE1 Jan 2022 <DEGREES> Ph.D., Policy, Planning, and Development University of Southern California, Los Angeles, CA, United States15 Jun 2011 Master in Urban Planning Harvard University, Cambridge, MA, United States15 Mar 2006 Bachelor of Science in Architecture Ewha Womans University, Seoul, South Korea15 Feb 2001 <FIELDS OF RESEARCH> Housing markets, development and management Housing policy Urban and regional planning Urban and regional economics Urban policy

Prof. Kwangmin Jung is an associate professor at the Department of Industrial and Management Engineering of POSTECH. He was the Robb B. Kelley distinguished visiting assistant professor at Drake University in the U.S. and served as a technical advisor for Cowbell Cyber, Inc. His research explores data science and information technology in insurance and emerging risk analysis (e.g., cyber risk, climate change risk). He has published his academic findings at leading journals in the risk management and insurance / actuarial science field, including Journal of Risk and Insurance, Insurance: Mathematics and Economics and North American Actuarial Journal. He was the winner of the AFIR-ERM best research paper prize of the IAA (International Actuarial Association) in 2019. He received a doctoral degree in Finance at the University of St. Gallen, Switzerland and a bachelor in Applied Statistics at Yonsei University.